Frequently Asked Questions
General Insurance FAQs
Insurance helps protect you or your business from unexpected financial losses. It gives you peace of mind by covering risks like accidents, damage, or non-payment.
It depends on your needs, industry, and level of risk. The best approach is to assess what you want to protect—people, assets, or income—and choose coverage that matches.
Not necessarily. Plans are flexible and can be tailored to your budget and coverage needs.
You typically need to report the incident, submit required documents, and coordinate with your provider for assessment and approval.
Yes, most insurance policies allow you to adjust coverage limits, add-ons, and terms based on your requirements.
Marine Cargo Insurance FAQs
It covers loss or damage to goods during transit by sea, air, or land, including theft, accidents, and handling risks.
Yes, coverage typically applies to both domestic and international shipments from origin to destination.
You can choose single-shipment coverage or an annual policy if you ship regularly.
Construction Insurance FAQs
Contractors, developers, and project owners who want protection against on-site risks and liabilities.
It covers property damage, accidents, equipment loss, and third-party liability during construction.
Before the project starts to ensure full protection from day one.
Accident Insurance FAQs
It covers injuries, hospitalization, disability, and accidental death caused by unexpected incidents.
No, it focuses only on accidents. Health insurance is needed for illnesses.
Yes, both work together to give you more complete financial protection.
Crime Insurance FAQs
It protects businesses from financial losses caused by theft, fraud, and employee dishonesty.
Yes, employee dishonesty is one of the main risks covered.
Some policies include it, but coverage depends on the specific plan.
Trade Credit Insurance FAQs
It protects your business from losses due to unpaid invoices or customer defaults.
The insurance helps recover a portion of the unpaid amount.
Yes, many policies cover both local and export transactions.
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