Marine Cargo
Insurance
Comprehensive Coverage
Protection against loss or damage during sea, air, or land transport.
Transit Protection
Covers risks while goods are being shipped, including loading and unloading.
Theft & Loss Protection
Coverage for stolen, lost, or missing cargo during transit.
Damage Protection
Protection against damage caused by accidents, mishandling, or weather conditions.
Flexible Coverage Options
Insurance plans tailored for single shipments or ongoing cargo needs.
Construction
Insurance
Coverage for construction projects, workers, and equipment so you can build with confidence.
Third-Party Liability
Protects against bodily injury or property damage claims from third parties, including site cleanup costs.
Equipment Floater Insurance
Specifically protects construction equipment and tools against accidents and natural disasters.
Contractor’s All Risk
Coverage for structures, materials, and works in progress against loss or damage.
Contractors All Risk (CAR)
Covers damage to the project itself, including temporary structures, materials, and machinery on-site.
Erection All Risk (EAR)
Similar to CAR, but tailored for installation or machinery erection projects.
Accident
Insurance
Financial protection against unexpected accidents so you and your loved ones stay secure.
Accidental Death & Disablement
Pays out to beneficiaries if the insured dies or suffers permanent total/partial disability (e.g., loss of limbs, sight, or speech).
Medical Expense Reimbursement
Covers hospital bills, doctor’s fees, and medicines for accident-related injuries
Daily Hospital Income
Provides financial support if an accident prevents the insured from working, but often subject to number of days per confinement
Crime
Insurance
Protection against financial loss due to fraud, theft, and employee dishonesty.
Coverage Scope
Protects against various dishonest acts including embezzlement, stealing cash, and inventory theft.
Client Protection
Some policies cover theft of a client's property by your employees, which is crucial for services working off-premises.
Protection Type
It helps recover losses of company funds or property.
Types of Theft Covered
Covers actions like fraudulent invoices, skimming, and forgery.
Trade Credit
Insurance
Protection for your receivables so you get paid even when customers delay or default.
Coverage for Non-Payment
Protects up to 90% of losses due to buyer default, insolvency, or political risks in export markets.
Domestic and Export Protection
Available for Philippine businesses dealing with both local and international buyers.
Buyer Risk Assessment
Insurers provide ongoing monitoring and creditworthiness assessments of buyers.
Claims and Recovery Services
Insurers often manage collections and pursue recovery easing administrative burdens on businesses.
Flexible Policies
Options for whole turnover coverage, key account policies or single buyer coverage.
Group Life Insurance
Financial protection for employees and their families in case of unexpected loss of life.
Mortgage Redemption Insurance (MRI)
Helps settle outstanding loan balances in case of death or disability.
Group Personal Accident Insurance
Coverage for accidental injury, disability, and accident related hospitalization.
Retirement and Investment Plans
Long term financial security and retirement support for employees.
Protect what matters today and enjoy peace of mind tomorrow.
Speak with our team, explore your options, and get a personalized insurance quote designed for your needs.
